You may have seen the latest advertisement from The General, they call out the ability to get an ‘anonymous quote’. But when you log on to get a quote, you have to provide information about yourself. They even call it out on their paid search ads.
So is it really anonymous?
In reality, the answer is ‘it depends’. Certain insurance providers use the information you fill out such as your education level, house hold income and other demographic information to get a very good understanding of who you are. It is often the ‘cut rate’ insurance companies who offer the anonymous quote options because they know the drivers using their service are most likely to have poor driving records or not have high house hold income. That is why you do not see companies like Geico or Progressive advertising ‘anonymous quotes’
There also is a fear amongst many consumers that getting a quote ties you to buying a product. Thankfully, when it comes to insurance, getting a quote does not nail you down to purchase from a specific insurance carrier. You are able to get as many quotes as you want to see what company provides you the best coverage at the lowest cost.
When looking for the best price on car insurance, we always recommend shopping around and seeing what is out there. That way, you’ll truly understand what options you have to pay less for better service.